Senior Mortgage Underwriter Resume

we have provided a senior mortgage underwriter resume for your reference. This resume sample focuses on essential features like skills, educational qualifications and job experience of the applicant. This resume will prove effective towards drafting an impressive resume for your job application.

A senior mortgage underwriter is a financial professional who looks after the complete process of loan application. The main responsibility of a senior mortgage underwriter includes approving and denying mortgage loan applications, evaluating and verifying applications, and determining whether or not the borrower will be able to repay the loan on time.

Here is a structured and professional resume format that will provide guidelines towards creating a winning resume.

Sample  Senior Mortgage Underwriter Resume

Jack Richards444, Main Street, Los Angeles

Cell: (243) 44144145
Home- 4594593690
Email: richards@rediffmail.com

Career Profile:

Looking for a position as a senior mortgage underwriter wherein my five years of working experience will make a notable contribution towards the growth of the organization.

Core Competencies:

• Possess comprehensive mathematical and analytical skills
• Detail oriented with excellent research and decision making skills
• Extensive knowledge of state, federal and government mortgage policies
• Possess comprehensive communication and customer service skills
• Highly skilled with word processing and spreadsheet programs
• Familiar with the  automated systems used in loan underwriting
• Ability to perform tasks accurately under deadline pressure
• Excellent presentation and organizational skills
• Skilled in computer applications like MS Office, PowerPoint, Excel, Windows XP and Vista

Educational Summary:

Master of Business Application (Finance)

Institute of Management, Los Angles, 2002

Bachelor’s degree of Arts (Economics)

College of Arts & Commerce, Los Angles, 2001

Professional Experience:

Senior Mortgage Underwriter, 2003 to 2009

Financial Centre of Los Angles – LA

• Handle the tasks of approving loans up to lending authority as well as recommending lending decision on those loans that needs higher lending authority
• Perform the responsibilities of ensuring that the credit polices and underwriting guidelines adheres to the norms of the organization
• Handle the tasks of updating relevant changes in underwriting guidelines to all Mortgage staff
• Perform responsibilities of underwriting  first mortgage and home equity loans to the respective Investor and agencies
• Work with Loan Consultants and Processors as well as  evaluated and suggested alternative scenarios for approval, as required

Mortgage Underwriter, 1999-2003
ABC Business Co Inc – Los Angles

• Performed the tasks of reviewing credit reports and financial statement of the organization
• Assigned the responsibilities of approving and denying loan applications
• Handled the tasks of generating complete underwriting of all mortgages
• Performed the responsibilities of evaluating financial status of the applicant
• Worked closely and communicated with the Correspondents on a daily basis to solve any queries
• Trained processors as well as managed a staff of twenty loan officer

Honors:

• Received the award ‘Best Underwriter’ of the year 2004
• Successfully trained new loan officers in the various programs and products

Personal Details:

Name:Jack Richards

Employment Status: Full time

Relationship status: Married

References:

Mr. Michael Smith

Global Financial Sector, Los Angles

Mortgage Underwriter Specialist

Cell: 158-258-8888

Email:smith.micheal@rediffmail.com